TFCU makes borrowing effortless. Loan pre-approval, payroll deduction, phone-a-loan service, on the web applications and competitive rates of interest make TFCU the spot to fund all of your automobile requirements.

New Automobile Financing function:

• Repayment terms as much as 96 months
• As much as 60 months, minimum loan $5,000
• For 61 to 72 thirty days term, minimal loan is $10,000
• For 73 to 84 month press the site term, minimal loan is $20,000
• For 85 to 96 term that is month minimal loan is $30,000
• To qualify as new, car needs to be present model 12 months or 1 previous model 12 months, untitled (no past owner), with lower than 5,000 miles. Pertains to acquisitions from new vehicle dealers just.
• The financing that is maximum will likely to be based on the credit rating for the applicant.
• The purchase cost might maybe not go beyond MSRP/NADA Retail plus sales income tax and warranty.
• Automobiles with commercial dishes can’t be financed as being a customer brand brand New car finance.
• TFCU will not finance brand new autos bought from dealers found not in the 50 united states of america.
• TFCU will not fund automotive loans with rebuilt or salvaged titles.
• TFCU will not fund automobiles bought at auction or from wholesale dealers being a customer brand brand brand New car loan.
• TFCU will not finance automobiles for livery; must be individual just use.
• Warranty purchase available
• GAP Insurance purchase available.
• Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG supply.

Used Automobile Loans function:

• Repayment terms up to 84 months
• As much as 60 thirty days term, minimal loan is $5,000, maximum automobile age is 7 model years (including model year that is current
• As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
• As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including model year that is current
• Minimal re payment “balloon” financing available – regards to 24, 36, 48, or 60 months, at the mercy of car age limitations and ALG access.
• Automobiles with commercial plates can not be financed as being a customer applied car finance.
• TFCU will not fund utilized autos bought from dealers found not in the 50 united states of america.
• TFCU will not fund automobile financing with rebuilt or salvaged titles.
• TFCU doesn’t fund automobiles bought at auction or from wholesale dealers as being a customer applied car finance.
• TFCU will not fund cars for livery; must be use that is personal.
• Extended warranty purchase available
• GAP Insurance purchase available.

Brand New and Used Car Refinances

• Will need to have a the least two years staying in the term that is original.
• Cannot surpass current term of loan being refinanced
• brand New and utilized automobile prices apply, depending on report about name and original purchase contract / loan contract.
• The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
• Perhaps perhaps Not entitled to purchase or rates that are promotional
• Automobiles with commercial dishes is not refinanced as a Consumer Auto Loan.
• Cars with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan..
• TFCU doesn’t fund automobiles for livery; must be use that is personal.

To find out more, check out some of our conveniently positioned branches, or call (631) 698-7000, extension 6790.

All prices and terms are susceptible to alter with no warning.

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*APR = Apr. All prices are susceptible to alter with no warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000